Where to save
Government securitiesBeing checked
Treasury Bills (91/182/364-day) via DhowCSD
Central Bank of Kenya (for the National Treasury) · Regulated by Central Bank of Kenya
8.78%91-day T-bill average interest rate at auction (182-day 8.895%, 364-day 9.043%)As of 24 Sept 2026May be outdatedWhere this rate came from
- Start with
- KES 50,000
- Open to
- Individuals
- Getting money out
- Paid at maturity (91, 182 or 364 days)
- Lock-in
- Fixed term: 91, 182 or 364 days
- Fees
- No fees stated on CBK page; returns subject to withholding tax (rate not on CBK page).
How to deposit
Open a DhowCSD account (dhowcsd.centralbank.go.ke or app), bid non-competitively in KES 50,000 denominations in the weekly Thursday auction, and pay by 2pm on settlement day (Monday after auction). Can also invest via banks/investment banks as custodians.
Always confirm the Paybill and account details with the provider before you pay.
Rate history
- 24 Sept 202691-day T-bill average interest rate at auction (182-day 8.895%, 364-day 9.043%)8.78%