Where to save

Money market funds, SACCOs, bank and mobile savings, and government securities, with rates, minimums and how to deposit. Save doesn't rank or recommend products; sort and filter to find what suits you.

Information only, not financial advice. Rates change; confirm with the provider.

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Showing 8 of 22
  • Britam Money Market Fund

    Britam Asset Managers (Kenya) Ltd

    Money market fundRegulated by CMABeing checked
    Rate not published
    Start with
    KES 1,000
    Money out
    Not stated
    Lock-in
    None ('without long-term commitments or penalties')
    Open to
    Individuals and groups
    Details, fees and how to deposit
  • CIC Money Market Fund

    CIC Asset Management (CIC Insurance Group)

    Money market fundRegulated by CMABeing checked
    8.43%effective annual yield (net of fees, before 15% withholding tax)Date not statedMay be outdated
    Start with
    KES 5,000
    Money out
    'At short notice' (exact days not stated)
    Lock-in
    None
    Open to
    Individuals
    Details, fees and how to deposit
  • Mali Money Market Fund (M-PESA)

    Safaricom PLC (fund managed by Genghis Capital Ltd)

    Money market fundRegulated by CMABeing checked
    11.49%effective annual yield for FY2023 (last official figure found)As of 31 Dec 2023May be outdated
    Start with
    KES 100
    Money out
    To M-PESA (min KES 10; KES 500,000 daily limit) — current processing not confirmed
    Lock-in
    None
    Open to
    Individuals

    Status unclear: reported closed to new sign-ups since 2025. Check with Safaricom before saving here.

    Details, fees and how to deposit
  • Old Mutual Money Market Fund

    Old Mutual Investment Group (Kenya)

    Money market fundRegulated by CMABeing checked
    10.13%effective annual rate (daily yield 9.72%)As of 10 Apr 2026May be outdated
    Start with
    KES 1,000
    Money out
    'Within a few days' (exact days not stated)
    Lock-in
    None
    Open to
    Individuals
    Details, fees and how to deposit
  • Ziidi Money Market Fund

    Safaricom PLC (fund managed by Standard Investment Bank)

    Money market fundRegulated by CMABeing checked
    Rate not published
    Start with
    KES 100
    Money out
    Instant to M-PESA (min KES 10; M-PESA daily limits apply); locked funds available 72 hours after unlocking
    Lock-in
    None (optional lock feature)
    Open to
    Individuals
    Details, fees and how to deposit