Compare savings products
Tell us a little about how you save to narrow the list, then tick up to four products to see them side by side. Nothing here is ranked or recommended.
Showing 4 of 22
| Compare | Product | Rate | Start with | Money out | Lock-in | Open to |
|---|---|---|---|---|---|---|
| Chumz (savings app) Mobile savings Being checked | Not published | KES 5 | Up to 2 working days (T&C); FAQ says within 48 hours excluding weekends/public holidays | None for regular goals; optional locked savings (put in Nabo KES Fixed Income Fund; TechCabal reports the 'Vault' locks for at least 9 months) | Individuals and groups | |
| Equitel My Goals Mobile savings Being checked | Not published | Not stated | Per goal type: specific day of week, specific month, or 'virtual salary' instalments | Access restricted by goal type (day-of-week, month, or virtual salary) | Individuals | |
| KCB M-PESA Target Savings Mobile savings Being checked | 6.30%No dateMay be outdated | KES 50 | Withdraw to M-PESA from the KCB M-PESA menu (timing not stated) | Target term 1–12 months; early withdrawal allowed (except on opening/top-up day) with interest accrued to date | Individuals | |
| M-Shwari Lock Savings Mobile savings Being checked | 6.00%No dateMay be outdated | KES 500 | At maturity, moved to M-Shwari account; early withdrawal paid after 48 hours | 1–6 months per Safaricom FAQ (NCBA key-facts PDF says 1–12 months) | Individuals |