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Money market funds, SACCOs, bank and mobile savings, and government securities, with rates, minimums and how to deposit. Save doesn't rank or recommend products; sort and filter to find what suits you.

Information only, not financial advice. Rates change; confirm with the provider.

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Showing 4 of 22

  • Chumz (savings app)

    Moneto Ventures Ltd (app); money invested in Nabo Capital unit trusts

    Mobile savingsRegulated by CMABeing checked
    Rate not published
    Start with
    KES 5
    Money out
    Up to 2 working days (T&C); FAQ says within 48 hours excluding weekends/public holidays
    Lock-in
    None for regular goals; optional locked savings (put in Nabo KES Fixed Income Fund; TechCabal reports the 'Vault' locks for at least 9 months)
    Open to
    Individuals and groups
    Details, fees and how to deposit

  • Equitel My Goals

    Equity Bank Kenya (Equitel)

    Mobile savingsRegulated by CBKBeing checked
    Rate not published
    Start with
    Not stated
    Money out
    Per goal type: specific day of week, specific month, or 'virtual salary' instalments
    Lock-in
    Access restricted by goal type (day-of-week, month, or virtual salary)
    Open to
    Individuals
    Details, fees and how to deposit

  • KCB M-PESA Target Savings

    KCB Bank Kenya (with Safaricom M-PESA)

    Mobile savingsRegulated by CBKBeing checked
    6.30%interest p.a. (Target and Fixed Savings)Date not statedMay be outdated
    Start with
    KES 50
    Money out
    Withdraw to M-PESA from the KCB M-PESA menu (timing not stated)
    Lock-in
    Target term 1–12 months; early withdrawal allowed (except on opening/top-up day) with interest accrued to date
    Open to
    Individuals
    Details, fees and how to deposit

  • M-Shwari Lock Savings

    NCBA Bank Kenya (with Safaricom M-PESA)

    Mobile savingsRegulated by CBKBeing checked
    6.00%interest p.a., tiered: 3% (KES 1–20,000), 5% (20,001–50,000), 6% (above 50,000); figure shown is top tierDate not statedMay be outdated
    Start with
    KES 500
    Money out
    At maturity, moved to M-Shwari account; early withdrawal paid after 48 hours
    Lock-in
    1–6 months per Safaricom FAQ (NCBA key-facts PDF says 1–12 months)
    Open to
    Individuals
    Details, fees and how to deposit