Where to save

Money market funds, SACCOs, bank and mobile savings, and government securities, with rates, minimums and how to deposit. Save doesn't rank or recommend products; sort and filter to find what suits you.

Information only, not financial advice. Rates change; confirm with the provider.

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  • Treasury Bills (91/182/364-day) via DhowCSD

    Central Bank of Kenya (for the National Treasury)

    Government securitiesRegulated by CBKBeing checked
    8.78%91-day T-bill average interest rate at auction (182-day 8.895%, 364-day 9.043%)As of 24 Sept 2026May be outdated
    Start with
    KES 50,000
    Money out
    Paid at maturity (91, 182 or 364 days)
    Lock-in
    Fixed term: 91, 182 or 364 days
    Open to
    Individuals
    Details, fees and how to deposit
  • Treasury Bonds via DhowCSD

    Central Bank of Kenya (for the National Treasury)

    Government securitiesRegulated by CBKBeing checked
    14.24%average interest rate accepted at latest bond auction (FXD1/2026/030, 30-year)As of 16 Sept 2026May be outdated
    Start with
    Not stated
    Money out
    Coupon paid semi-annually for most bonds; principal at maturity
    Lock-in
    Fixed term 1–30 years depending on bond
    Open to
    Individuals
    Details, fees and how to deposit