Save together.
Grow together.

Set savings goals, keep your chama's records straight, and see where your M-Pesa goes. Free, for everyone.

What Save does

Goals you can see
School fees, rent, an emergency fund, a plot. Give each goal an amount and a date, record what you put aside, and watch the ring fill.
Your chama, in order
Merry-go-rounds and group savings with every contribution recorded: who has paid, who is behind, and whose turn is next. Every member sees the same record.
Where your money goes
Upload an M-Pesa or bank statement and Save sorts it: what came in, what went out, and what went on food, transport, airtime and charges. Only you can see it.

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Set your first goal, or start or join a group.
Record what you save. Save keeps the records; your money stays where you save it.

Save first, spend what's left
Move your savings the day money comes in, before the month starts asking for it.
Give every shilling a job
A goal with a name, an amount and a date is easier to keep than "saving more".
Small and regular beats big and rare
KES 200 every week is KES 10,400 in a year. The habit matters more than the amount.
Keep savings a step away
Money that takes a day to withdraw is harder to spend on a whim than money in your wallet.

Look at one whole month
Most people are surprised by their own statement. Seeing the month in one place is where it starts.
Know your top three
A few kinds of spending usually take most of the money. Find them before trimming anything else.
Watch the small charges
Transaction fees, overdraft charges and airtime add up quietly. Save totals them for you.

A plain list of places to save in Kenya, with rates, starting amounts and how quickly you can withdraw. Save doesn't rank them or take a fee.

Information only, not financial advice. Rates change; confirm with the provider.